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Graphl

Economic models you can actually see move. Every curve is computed and every shift is verified. Built for students who want intuition, not just diagrams.

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Educational purposes only, not financial advice. Graphl teaches which economic framework applies and how its mechanism works; it does not solve assessment problems for you.

  1. Library
  2. /
  3. Interest Rate Parity
  4. /
  5. Scenario

Trade & Open Economy · intro

The home central bank surprises with a rate hike

What moves on the Interest Rate Parity diagram

  • Return on domestic depositsshifts up (large)

A higher domestic rate makes home deposits more attractive at any exchange rateexchange rateThe price of one currency in terms of another.. The currency appreciates until interest parity is restored.

Watch it animateQuiz yourself on Interest Rate Parity

Step by step

  1. 1

    Investors compare returns: home deposits pay the flat line, foreign deposits the downward curve.

  2. 2

    The home central bank hikes unexpectedly.

  3. 3

    The domestic return line jumps up, and at the old exchange rateexchange rateThe price of one currency in terms of another. home deposits dominate.

  4. 4

    Capital floods in and the currency appreciates instantly until expected returns are equal again. No trade flows needed: expectationsexpectationsBeliefs about the future that shape behavior today, the hinge variable of modern macroeconomics. do all the work.

Where this shows up

Examiners ask this as: rate hike, rba raises rates, surprise tightening, cash rate up, hawkish central bank.

Other scenarios on Interest Rate Parity

The Fed hikes while home stands still →Speculators start expecting the currency to slide →