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Economic models you can actually see move. Every curve is computed and every shift is verified. Built for students who want intuition, not just diagrams.

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Educational purposes only, not financial advice. Graphl teaches which economic framework applies and how its mechanism works; it does not solve assessment problems for you.

  1. Library
  2. /
  3. Term Structure of Interest Rates
  4. /
  5. Scenario

Money & Finance · intro

The central bank starts a hiking cycle

What moves on the Term Structure of Interest Rates diagram

  • Policy rate anchorshifts up (large)

Policy rate hikes lift the short end directly; long yields rise by the amount markets expect hikes to persist, so the whole curve shifts up.

Watch it animateQuiz yourself on Term Structure of Interest Rates

Step by step

  1. 1

    The short end of the curve is anchored by the policy rate.

  2. 2

    InflationinflationA sustained rise in the overall price level, eroding money's purchasing power. runs hot and the central bank begins hiking meeting after meeting.

  3. 3

    The anchor lifts, and the whole curve rises from the short end.

  4. 4

    Long yields rise too if markets believe rates will stay high. How MUCH they rise tells you how credible the fight against inflationinflationA sustained rise in the overall price level, eroding money's purchasing power. is.

Where this shows up

Examiners ask this as: hiking cycle, rate rises, tightening, inflation fight, cash rate increases.

Other scenarios on Term Structure of Interest Rates

Recession fears invert the yield curve →Quantitative easing compresses long yields →